A one hour payday loan is always there to help you out if you need quick cash in a hurry. From academic expenses to unexpected medical problems a one hour payday loan is quick, easy and dependable. So many cash advance outfits have popped up in recent years that it is nearly impossible not to find one that will serve your needs. The sudden popularity of one hour payday loans is largely in response to an uncertain economy. But one hour payday loans have many advantages. They give you a quick and reliable source of cash without having to ask friends or family for funds that they may not even have themselves. With the recent explosion of organizations willing to extend a cash advance to so many it is a safe bet to say that finding sources of short term loans is the least of your worries.
One hour payday loans also have many other advantages. The application process is quick, easy and private. Although there are walk in establishments still available in any moderately sized town most people prefer the ease and comfort of applying online. A quick internet search will turn up dozens of organizations willing to help you out in your time of need. These outfits are safe as all information is transmitted over secure lines and the possibility of the leaking of your personal and banking information to unwanted vendors is kept to a minimum. One hour payday loan sources eliminate the need of having to compile your financial information and present them to loan agents in the more traditional manner that we are accustomed to.
In days past the loan process was a long and drawn out affair while lenders checked and calculated your credit history. One hour payday loans eliminate this need because your paycheck is enough security for the lender to approve you. As long as you are 18 years of age, have been employed for 3-6 months with verifiable income of at least $1000 and have an active bank account with direct deposit set up you meet at least the minimum requirements for approval. A recent bankruptcy in your past may have some bearing on your approval status as will any defaults on previous one hour payday loans. You will also be denied if you have any other active cash advance accounts that are still in the process of being repaid. This prevents unscrupulous or irresponsible borrowers from going from lender to lender and taking out a series of loans.
One hour payday loans can help keep your credit score in good standing by allowing you to head off late payments on overdue bills that would have normally occurred had you waited until payday to take care of them. In some cases, cash advances can even help repair bad credit. Payday loans can be responsibly used for debt consolidation by reducing many small payments into one. No collateral is needed to secure one of these loans as your post dated check is enough promise to repay your loan. When you apply online, approval is literally in minutes. The funds are instantly deposited directly into your bank account and are available for your withdrawal. When your repayment due date arrives the lending institution simply withdraws the amount of the loan, plus interest and any fees back out of your account. It really is that safe and simple to get the cash you need quickly and securely when you use online one hour payday loan companies.
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