What if one get cash in advance? What if a small amount helps you get money? What if one does not have to pledge any security to get the cash? What if all the worries will evaporate just because of small loan? There are many such questions but the answer is one and that is doorstep loans.
These mortgages can help a person in availing a small cash loan for short term period. Most important factor of these mortgages is that one can easily get the cash without any formalities like faxing of the documents and lengthy paper work and all. A borrower is free from all these hectic formalities. Some pre requisites are here which one has to accomplish before applying for the finance:
o Applicant must attain the age of 18 years or above;
o Applicant must be a domiciled of UK;
o Applicant must possess a valid bank account in UK bank;
o Applicant is doing a regular job and earning a £1000 per month.
It could be true and fair enough if say that a bad credit holder who is suffering from many bad records such as CCJs, IVA, arrears, foreclosures, defaults, bankruptcy, late payments, insolvency, missed payments, etc. can easily avail the doorstep loans and its benefits. The amount that the applicant can attain ranges from £500 to £5000. This amount can be use for many purposes such as credit card dues, car repairing, medical bills, hospital bills, home renovation, like purchasing of the car, a holiday trip, electricity bills, debt consolidation, examination fees, wedding, traveling, school fess and college fees, etc.
These mortgages can be availed through online mode as well where one has to fill up the online form. Approval can be fast and one can get the cash within 24 hours of application by providing some necessary details. Another benefit is that borrower can get the cash without any credit check and collateral pledging. The interest rate for doorstep loans is slightly high because of the absence of security.
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